We know that home insurance means having the reassurance that your property and belongings are financially protected should the unexpected occur, so like everyone you probably shop around to get the best possible deal. Fair enough, so do we. In fact, as an insurance broker that is what we do! Our expert team searches the market every day for thousands of customers. Don't waste your time entering the same information over and over again comparing your options when our team can do all of that for you.
We negotiate on your behalf with our large panel of insurers from right across the UK and Europe. It is our job to find you the best possible price and cover that meets your needs, giving you complete peace of mind so you can tick insurance off your list and get on with the important things.
Buildings insurance covers the cost of damage to the structure of your property, as well as fixtures and fittings. A simple way to think about what falls under Buildings or Contents Insurance is to imagine flipping your house upside down - everything that is fixed and doesn’t move generally falls under Buildings Insurance.
Contents Insurance covers the replacement of your belongings if they have been damaged or stolen. As a general rule, anything that isn’t fixed down needs to be included in your “contents insurance”. This is ideal for people who are renting.
Joining both building and contents Insurance in one comprehensive policy gives you that extra layer of protection should the unexpected occur and it can often work out cheaper.
It is important to ensure your cover matches your needs, so our team will put together a policy that's designed around you and your home which can include:
In your hour of need, we will arrange for an emergency call-out to your home to carry out repairs, up to the value of £500. For example, if a pipe bursts, we will locate and dispatch a plumber or if your external doors or windows are damaged due to a break in, we will organise for someone to render the property safe and secure.
Benefits include:
*Exclusions and Terms and Conditions apply.
Many home insurance policies already cover an element of Keycare, such as replacing keys broken in your lock but what about when you lose your keys?
Keycare cover means you can avoid the stress and frustration of replacing lost keys and all the hassle that goes with it.
We offer two levels of Keycare cover.
Keycare
Key Features and Benefits:*
Keycare SmartFob
Keycare SmartFob has all the same benefits as above, but includes a Bluetooth LE sensor fob for your keyring that helps to retrieve your keys through the SmartFob smartphone app (note: this is not a GPS tracker).
*Exclusions and Terms and Conditions apply.
Legal Protection means you always have immediate access to legally qualified staff via our 24-hour helpline giving you the advice you need.
Should you wish to make a legal claim, it offers you and anyone living with you, up to £50,000 per claim for legal costs relating to your home be that as a result of personal injury or faulty workmanship.
Benefits* include:
*Exclusions and Terms and Conditions apply.
Gadget Insurance
Gadget insurance covers the cost of repairing or replacing your favourite everyday gadgets if they are lost, stolen or damaged.
Mobile phones including iPhones, tablets including iPads, GoPros, cameras, smartwatches, game consoles and laptops are all covered under this policy add on.
Key benefits include*:
*Exclusions and Terms and Conditions apply.
If you have buildings and contents insurance, you will be able to transfer the cover to your new home. However as insurance premiums are based on where you live and what type of house you have, we will have to recalculate your new premium. Therefore, it is imperative to get in contact with us.
If you have a leak, finding the source of it can be very difficult, disruptive and expensive. If you have “Trace and Access” included within your home insurance policy we will send someone out to investigate, covering the cost of finding exactly where the leak is.
Whether you are a new customer or you are renewing your home insurance with us again this year, our expert team personally search our vast insurance panel to find you the best deal that meets your individual needs, making sure you have the right cover in place at a price that works for you.
You don’t need to be an insurance expert, we will always keep you right when it comes to the details of your policy, explaining all the insurance jargon and additional benefits to boost your cover giving you the added level of protection that you need.
If the worst happens and you need to make a claim, you are in safe hands as our dedicated claims team is based right here in Northern Ireland. We know it can be a pretty scary time and sometimes can seem complex too, but we will be at your side to help guide you every step of the way. We offer you:
Dedicated Customer Support
Our local NI based team will guide you through the process step by step.
24Hr Claims Helpline
If an incident occurs in the middle of the night you can contact us 028 3090 9090.
Temporary Accommodation
If the unexpected happens, most insurers will cover you for temporary accommodation if your home is uninhabitable.
Need to speak with us? 08000 66 55 44
