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Tradesman Liability Insurance

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Tradesman Liability Insurance  
Business Insurance
Tradesman Liability Insurance
Motor Trade
Fleet Insurance
Shops and Offices
Property Owners
Specialisms

Bespoke Insurance for Tradespeople: Protecting You and Your Business from Unexpected Risks

As Northern Ireland's largest Insurance Broker with over 50 years of experience, we understand the challenges and risks of working in trades. Whether you’re a builder, electrician, plumber, carpenter, or work in any other trade, you need insurance that safeguards your business.

That’s why we’ve partnered exclusively with Admiral Business in Northern Ireland to offer you a competitive and tailored Tradesman Liability Insurance product - designed to protect your business against the risk of injury, property damage, and products liability claims. 

Let us take the stress out of searching the market, saving you time to focus on what matters.

 

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What Does Tradesman Liability Insurance Cover?

Tradesman liability Insurance is designed to protect businesses from potential financial losses due to claims and includes:

  • Public Liability Insurance – You have a responsibility to your customers and to the public. Public Liability Insurance protects your business should someone be injured or their property damaged because of your work. 
  • Employers' Liability Insurance – This is a legal requirement if you employ staff. This cover protects you and your employees if they get injured or become ill as a result of working for you, covering compensation, legal costs and other damages.  
  • Product Liability Insurance – This covers your business in the event of injury or damage by a faulty product that you have designed, manufactured, sold or supplied. 

Additional benefits include:

  • Flexible Cover – Tailored cover based on your individual business needs. 
  • We're Local - With a dedicated commercial team and an extensive branch network province-wide, we’re never too far away when you need us most.
  • We're Connected - We partner with an extensive network of insurers to provide you the right cover suited to your needs.
  • Specialist Commercial Claims Team - In the event of a claim our internal claims team will manage the process from start to finish. 

Boost your cover

Legal Expenses

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Tools Cover

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Contract Works

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Legal Expenses

Legal issues can arise when you least expect them, and the costs can quickly add up. Our Legal Expenses Insurance provides financial protection against a variety of legal disputes, including:

  • Employment Disputes & Compensation Awards – Covers legal costs if an employee takes action against you, including unfair dismissal or discrimination claims.
  • Tax Investigations & Compliance Audits – Covers legal fees if your business is investigated by HMRC.
  • Contract Disputes & Debt Recovery – Helps you reclaim unpaid invoices and resolve disputes over goods or services.
  • Regulatory & Licensing Issues – Covers legal costs if you need to appeal a revoked or altered business license.
  • Property Protection – Covers disputes over business premises, such as trespassing or damage.

Tools Cover

Your tools are critical to your work. Whether they’re stolen, damaged in a fire, or lost in an accident, replacing them can be costly and cause major disruptions to your business. Our Tools Insurance helps you get back to work quickly.

  • Theft Cover – Protection if your tools are stolen from a locked van or storage location.
  • Fire & Accidental Damage – Covers the repair or replacement of damaged tools.
  • Damage from Road Traffic Accidents – Covers tools and materials while being transported in your work vehicle.
  • Unattended Vehicle Cover – Provides protection for tools left in a locked van.

💡 Important: Tools must be stored securely, and some electronic devices may be excluded from cover. Subject to terms and conditions. 

Contract Works

Contract Works Insurance protects you from potential risks during ongoing projects. This additional cover safeguards your business against unexpected damage or losses, giving you peace of mind while you work. 

  • Damage & Theft - Covers losses from any on-site theft or accidental damage.
  • Offsite Storage - Protects you if your materials and equipment are stored at an offsite location.
  • Professional Fees - Cover if professionals are needed to fix or replace any damaged property. 
  • Damaged or Immobilised Plant - Protect any plant equipment necessary for getting the job done. 

Get started today

We’ll call you back at a time that suits you. Just fill out the form below and a member of our team will give you a call.

Our opening hours are Monday-Friday 9am-5pm. A member of our team will be in touch during these times to discuss your query. If you require immediate assistance, please call 08000 66 55 44.

 

 

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